Property investors
Portfolio and first-time landlords financing single lets, HMOs, multi-unit blocks and commercial or mixed-use investments - personally, via a limited company or SPV.
Investment finance →Specialist property finance brokers · London
Complex property finance, structured and secured.
Bridging, development, commercial, buy-to-let and residential finance from £100k to £250m+. We work with property investors, developers, trading businesses and homeowners - and the professionals who introduce them - sourcing terms from the whole of the market, including for the cases other lenders turn away.
£100k - £250m+Facility sizes arranged
Whole of marketNot tied to any lender
Who we work with
Finance advice built around how you invest, build, trade and live
Whoever you are, one experienced broker manages your case from first conversation to completion.
Developers
Ground-up schemes, conversions and heavy refurbishment, funded around your build programme - with bridging to secure the site and exit finance to sell or refinance.
Development finance →Trading businesses
Companies buying or refinancing their own premises with owner-occupied commercial mortgages, or moving quickly on the right property with short-term bridging.
Premises finance →Homeowners & buyers
Individuals looking to buy, refurbish or refinance their main residence - from purchases and remortgages to regulated bridging and later-life lending, including complex income.
Residential finance →Professional introducers
Accountants, solicitors, property professionals and fellow brokers who need a trusted partner for complex cases - with clear terms and regular updates on every referral.
Introducer partnership →What we arrange
Five specialisms, one point of contact
Whatever the structure or the scale, we source and negotiate the right facility from the whole of the market.
Bridging finance
Fast, short-term funding for purchases, auctions, chain breaks and refurbishment - regulated and commercial.
Learn more →Development finance
Ground-up and heavy refurbishment funding structured around your build programme, through to exit.
Learn more →Commercial mortgages
Owner-occupied and investment finance secured against commercial and mixed-use property.
Learn more →Buy to let finance
Single-let, HMO and multi-unit block finance for portfolio and first-time landlords, personally or via a company.
Learn more →Residential mortgages
Purchases, remortgages, product transfers and later-life lending for straightforward and complex cases.
Learn more →Why clients come to us
Built for the deals that need more than a tick-box lender
Portfolio landlords, active developers and clients with layered income or multi-entity structures come to us because we take the time to understand the full picture - then place it with a lender who will too.
Our experienced advisers present your case the way underwriters need to see it, so you get realistic terms early and fewer surprises later.
Discuss a complex caseCases we regularly place
- Limited company, SPV and multi-entity structures
- Complex, layered or self-employed income
- HMOs and multi-unit freehold blocks
- Portfolio refinancing and capital raising
- Auction purchases and chain breaks
- Heavy refurbishment and conversions
- Mixed-use and semi-commercial property
- Equity release and later-life lending
- Larger facilities up to £250m+
How we secure your terms
- Understand the full pictureWe learn the deal, your structure, timescales and exit before approaching any lender.
- Search the whole marketHigh-street, specialist and private lenders - matched to the case, not a panel.
- Negotiate and present termsWe package your case for underwriters and negotiate the facility on your behalf.
- Manage it to completionOne broker liaises with valuers, solicitors and the lender until funds are released.
For professional introducers
Refer a client. Stay involved throughout.
We work with accountants, solicitors, property professionals and other brokers to place complex cases. Our partnerships are built on quality, trust and good business practice - creating enduring, win-win relationships.
Clear terms on every referral
You know how the arrangement works before your client picks up the phone.
Regular case updates
Progress reports at each milestone, so you can advise your client with confidence.
Your relationship respected
We handle the finance; the client relationship stays yours.
Complex cases welcomed
Send us the deals that don't fit - that's where we add most value.
Frequently asked questions
Property finance questions, answered
Can't see your question? Call 020 7580 1555 and speak directly to a broker.
What does a commercial finance broker do?
A commercial finance broker assesses your deal, searches lenders across the market, negotiates terms and manages the application through to completion. Stirling Partners Finance is whole of market, so we are not tied to any single lender.
What size of loan can you arrange?
We arrange property and business finance for transactions from around £100,000 to over £250 million, covering bridging, development, commercial, buy-to-let and residential lending.
What is a bridging loan used for?
A bridging loan is short-term finance secured on property. Investors and developers use it to complete auction purchases, break a chain, buy before selling, or fund refurbishment until a sale or long-term refinance.
What is a regulated mortgage?
A regulated mortgage is a loan to an individual or trustee, secured on UK property, where at least 40% of the property is used - or intended to be used - as a home by the borrower or a close family member, such as a spouse or partner, parent, child, sibling, grandparent or grandchild. Stirling Partners Finance is authorised and regulated by the Financial Conduct Authority, so we can advise on and arrange regulated mortgages and regulated bridging loans.
Can you help with complex or declined cases?
Yes. We regularly place cases involving multi-entity structures, layered income, HMOs, heavy refurbishment and portfolio refinancing, matching each one with a lender whose criteria fit.
How do you work with introducers?
Your client stays your client - most of the finance we arrange comes from professional introducers. We never market other products or services to your client without your agreement, and every milestone shows in your portal, with optional email updates. Our advice is guided by what is best for the client, even if the answer is no, and you both deal with one named adviser from first call to completion.
Is Stirling Partners Finance regulated?
Yes. Stirling Partners Finance Ltd is authorised and regulated by the Financial Conduct Authority (FRN 304236) and is a member of the National Association of Commercial Finance Brokers (NACFB).
Get in touch
Tell us about your requirement
Speak directly with an experienced broker who will manage your case from start to finish.
020 7580 1555
enquiries@stirlingpartners.co.uk
2nd Floor, Berkeley Square House,
Berkeley Square, London W1J 6BD
Berkeley Square, London W1J 6BD
Monday to Friday, 8am - 6pm