Residential mortgages, with a specialism in complex and large cases
If you are looking to buy a new home or raise money on your existing home, then changes to regulation mean that you will have to negotiate a fairly complicated set of processes from mortgage lenders. These tend to involve calculations about affordability.
Even if you are looking to just switch providers to get a more competitive rate, there may still be quite a few hurdles to overcome.
Stirling Partners Finance specialises in complex and large residential mortgages — cases involving layered or non-standard income, multiple properties, high loan amounts, or circumstances that a mainstream lender's standard affordability model won't easily accommodate. It's exactly this kind of case that benefits most from whole-of-market research and a properly presented application.
Our service
We listen carefully to your requirements, discuss them with you and then research the whole of the market to find you a suitable solution. Sometimes this involves solving problems where a case doesn't easily fit the market, and of course it is always about getting market-leading terms.
Product types
In providing the above service, we may end up discussing, among other things:
- Residential mortgages
- Buy to let mortgages
- Second home mortgages
- Equity release loans
- Second charge mortgages
- Mortgage protection insurance
We will sometimes advise that no action, or staying with an existing lender, is for the best.
Talk to a residential mortgage specialist
Speak to a broker
Telephone: 020 7580 1555
Stirling Partners Finance Ltd is regulated and authorised by the Financial Conduct Authority. FRN: 304236.
Registered company number: 05160479
Registered address: 106 Tring Road, Aylesbury, Bucks HP20 1LS, UK.
Your home may be repossessed if you do not keep up repayments on a mortgage.
ICO registration Z8810642 and you can check via www.ico.org.uk. We work with an unrestricted number of Lenders to find a potentially suitable arrangement for your consideration. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.