Recent blog posts from our advisers

• Mezzanine Property Finance – a practical guide
  Traditionally ‘Mezzanine Finance’ (or ‘Mezz’) was avoided by developers who shied away from the headline costs and the level of gearing it created on a development project. It is however now deemed to be more acceptable (rather like Bridging Loans have seen a rise in up-take) and new lenders are cropping up to meet the
• When your lender wants you to “move on” – why it happens and what to do
  We are regularly asked to help clients whose banks have asked them (in the nicest possible way but often ‘out of the blue’) to find another lender and move their loan. The client may have done nothing wrong here because, disappointingly, there are a number of reasons why a lender would behave in this way,
• Equity Release- the Coming of Age
  Equity Release has come a long way since the nineties when loans linked to selling investment bonds and shared appreciation schemes discredited the market for a while. Equity Release Loans are also called Lifetime Mortgages and rates nowadays start as low as 3% PA which is in response to more competition in a market which
• Holding property through a Limited Company – why you should consider it.
  Landlords are now increasingly considering using a Limited Company for holding property. This is mainly because of ongoing changes to the way mortgage interest is treated, particularly for higher rate tax payers. Using a Limited Company allows all those interest costs to still be offset as a business expense. There are other reasons why landlords
• Why do developers use brokers?
  By Steve Leverton. Steve specialises in business finance and working with clients of all sizes from niche businesses to multi-million pound PLC’s. Operating successfully in any sector, Steve has long-standing clients in the retail, leisure and entertainment, higher education, manufacturing and property markets. I’m often asked this question, and by bankers in particular. I understand, I was