If you are looking to buy a new home or raise money on your existing home then changes to regulation mean that you will have to negotiate a fairly complicated set of processes from mortgage lenders. These tend to involve to involve calculations about affordability.
Even if you are looking to just switch providers to get a more competitive rate, there may still be quite a few hurdles to overcome.
We listen carefully to your requirements, discuss them with you and then research the whole of the market to find you a suitable solution. Sometimes this involves solving problems where a case doesn’t easily fit the market and of course it is always about getting market-leading terms.
In providing the above service, we may end up discussing among other things, residential mortgages, buy to let mortgages, second home mortgages, equity release loans, second charge mortgages and mortgage protection insurance. We will sometimes advise that no action or staying with an existing lender is for the best.